Licensed where you operate
You hold the licences your products require, where you take referrals.
Partners
The regulated part belongs to you.
We bring the intake, the contractor, the consent record. You bring the product — and make every decision.
Our standard
What we expect of a partner.
Four things, none negotiable.
Comfortable with neutral presentation
Neutral order. No placement for sale, at any price.
Transparent about terms
Approval, rates, fees, timing — yours to state, before commitment.
Scoped data, in writing
What your programme needs, nothing more — under written agreement, with auditable consent.
Integration
Three things to connect.
One adapter, one availability matrix, one webhook route.
- An availability matrix — states, products, amounts — so nobody sees an option they cannot use.
- A hand-off: link, widget or API. The referral record is written before the redirect.
- Status back by webhook or poll, so everyone sees where things stand.
Technology partners
KYC, e-sign, payments, core integrations — .
Insurance agencies
Licensed agencies quote, advise and bind — DuckWater never does, and every coverage decision would be yours. When referrals arrive, an introduction will reach you only after the client consents, and availability will vary by state and by participating partner — .
Explore the insurance agency partnershipReal estate agencies
Your clients would get a private, encrypted place to organise the documents a deal needs. Sharing with anyone — including you — will happen only when the client chooses, and availability will vary by state and by participating partner — .
Explore the real estate agency partnershipHow the platform is built and secured is on Security & compliance; how options are ordered is on Licenses & disclosures.